Asset Index 04
Dual-Occupancy & Auxiliary Dwellings
Tax status
New-build — fully deductible · CGT exemption from indexation
Yield range
5.5% — 7.0% gross
Capital required
$160k — $240k deposit
Best for
Portfolio builders prioritising serviceability and cash-flow neutrality.
Thesis
Two incomes, one title, full new-build tax treatment.
Dual-occ structures generate two rental streams from a single block while remaining a new build for tax purposes. They neutralise vacancy risk and lift gross yield 1.5–2.5% above an equivalent single dwelling.
Why now
Severe rental undersupply in middle-ring corridors lifts both incomes.
Strongest serviceability play for investors near borrowing-capacity ceilings.